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November 3, 2026

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HM360° is the personal advisory brand of Hermith Mana. For general information only; this is not financial advice. Insurance cover is subject to the terms, conditions and exclusions of each policy. Investments carry risk: their value can go down as well as up, and past performance is not a guide to future returns. Please read all product documents carefully before making a decision.

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Happy Dhanteras!

Wishing you and your family good health, wealth and prosperity.

— Hermith Mana