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Five pillars. One joined-up plan.

Solutions from well-reputed international providers, chosen for you and reviewed together so nothing overlaps and nothing is missed.

Financial planning documents
Signing a life insurance policy
7 solutionsPillar 1 of 5
Pillar 1 of 5

Life & Savings

Protect your family's lifestyle and build savings with discipline.

  • Term life cover
  • Whole of life (WOL)
  • Universal life
  • Regular savings plans
  • Key-man protection
  • Loan protection
  • Jumbo / high-value cover

Right for: Parents, breadwinners, business partners and anyone with a mortgage or loan.

Discuss Life & Savings
Doctor with stethoscope
6 solutionsPillar 2 of 5
Pillar 2 of 5

Health & Medical

Medical cover that meets UAE rules and works when you need treatment.

  • Individual medical
  • Family medical
  • Staff and SME medical
  • International cover
  • Plan comparison across insurers
  • Renewal and claims support

Right for: Residents, families, sponsors of dependants and small employers.

Discuss Health & Medical
Model house and keys
8 solutionsPillar 3 of 5
Pillar 3 of 5

General Insurance

Your home, car, travel and business assets, protected at the right level.

  • Motor insurance
  • Home and contents
  • Travel insurance
  • Professional indemnity
  • Workmen's compensation
  • Contractors' all risks (CAR)
  • Allied perils
  • Small business packages

Right for: Homeowners, tenants, drivers, professionals and contractors.

Discuss General Insurance
Team in a modern office
6 solutionsPillar 4 of 5
Pillar 4 of 5

Employee Benefits

Benefits that help you hire and keep good people, at a cost finance can plan for.

  • Group medical
  • Group life
  • Workmen's compensation
  • Benefits benchmarking
  • Renewal negotiation
  • Member onboarding and support

Right for: SME owners, HR managers and CFOs.

Discuss Employee Benefits
Financial charts on a desk
6 solutionsPillar 5 of 5
Pillar 5 of 5

Investments & Wealth

Grow your money with a plan that sits alongside your protection.

  • Investment platforms
  • Mutual funds
  • Systematic investment plans (SIPs)
  • Structured notes
  • Retirement planning
  • Education planning

Right for: Professionals, expats planning their next move and business owners building wealth.

Discuss Investments & Wealth
The final angle · Wills & Estate Protection

Make sure it all reaches the right hands.

Insurance and investments protect and grow what you've built. A will makes sure it goes to the people you intend, the way you intend.

  • Guardianship for minor children

    Name who will care for your children, so the decision isn't left to a court.

  • Asset distribution you choose

    Decide exactly who receives what, from property and savings to policy pay-outs.

  • Peace of mind for expat families

    A UAE-registered will so your assets here go where you intend.

  • Aligned with your insurance and investments

    Beneficiaries, policies and investments checked so they all point the same way.

Put Your Will in Place

Not a sixth pillar: wills sit below the five and tie them together. Will services are arranged through licensed legal partners.

Every plan includes

Advice that stays with you after you sign

Independent comparison

Options from several well-reputed providers, compared side by side.

Gaps and overlaps mapped

Every new plan checked against what you already hold.

Annual review

A yearly check-in as your family, business and goals change.

Claims support

Direct help when you claim, from the person who placed the cover.

30-second check

Which cover do I need?

Three quick questions. You'll see where to start, then send your answers to Hermith on WhatsApp or book a free review.

  • No personal details needed
  • Based on the five pillars plus wills
  • A starting point, not a sales pitch

Who do you want to protect?